Arranging automatic transfers makes it easier to save. Credit: Pexels

39. Set Up Automatic Savings

You have the option to automatically save money from your paycheck into a saving account. Sometimes, you can set this up with your Human Resources department. You can fill out paperwork so that they deposit a certain percentage of your paycheck into your savings account. If your employer does not give you this option, you can go into online banking to transfer your money, or call customer service to help you.