40 Money-Saving Tips Every Homeowner Needs to Know

By Shannon

If you own a house, you already know that there are so many things to pay for that you may not have ever anticipated before making your purchase. Thankfully, there are tons of ways to save as a homeowner. Here are some of the tips and tricks to cut back and save money around the house.

It’s possible to refinance your mortgage to get a lower monthly rate. Credit: Pexels

40. Saving Thousands on your Mortgage Payment with HARP

If you want to lower your monthly mortgage payment, you may want to shop around at your local banks to see if you qualify for refinancing. The US government also has their own program to help people called the Home Affordable Refinance Program. It is only eligible for people who are still current on their mortgage. There is no minimum credit score required, and you don’t need any cash up-front, so it’s worth checking out how much you can save.